Key Takeaways: I believe better sleep (a component of a healthier lifestyle) and better personal finance are related. Sleep deprivation has become a badge of honor in American society, and it has severe consequences on health and wealth from personal experience. Prioritizing sleep could generate positive results across all aspects of life, including finances. Sleep…
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Money is Time
Key Takeaways: The saying “time is money” is also true vice versa. Money is time. The guiding principle says to think of money in terms of the amount of time. Determine your real net hourly wage and use this metric to understand the implied “stored time” in various purchases to gain new perspectives. For many…
Never pay full price! Ways to do it and an example
Never pay full price… …unless necessary. It’s that simple. Never pay full price unless there’s no way around it. This concept is a fundamental principle and a beneficial personal finance habit. The seemingly small percentage of the full price accumulates over time and can become a significant sum to help push you forward towards your…