For every financial decision, it’s critical to negotiate and compare. Taking the time to do your research and shop around could result in meaningful savings.
I have leased a car with $4,000 off a $38,000 MSRP. I achieved the discount by comparing prices and offers across dealerships in the region and all its counties.
I have lowered mortgage rates by a 0.125%, and saved myself $18,000 in payments. I had to shop mortgage rates across four lenders to find the best option.
While the examples above are not life-changing and many of my friends have done better, it’s personally meaningful. You can do the same by taking the time to research and find the best deals.
Everything is negotiable – do it to get the best for yourself, and do it respectfully.